9SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Anthony Hernandez Anthony Hernandez is the President and Chief Executive Officer of the Defense Credit Union Council (DCUC). He joined DCUC as its Chief Operating Officer in August 2016 and was selected … Web: www.dcuc.org Details This is placeholder text This post is currently collecting data… Earlier this month, I was invited to join a panel of Hispanic credit union professionals to celebrate Hispanic Heritage Month. It was an honor to join these other accomplished individuals and discuss our professional journeys and the obstacles we each overcame while pursuing our careers. I found the questions illuminating, as they highlighted the role of language, culture, and community in advancing to the next level. Yet, there was one question that stood out for me, the question on the importance of mentors and providing mentorship. Mentoring and mentorship were important parts of my 25-year career in the United States Air Force.There is no way I could have advanced and been promoted to the rank of full Colonel without a string of mentors guiding me. This is particularly true since I was not raised in a military family and was the first in my family to earn an officer’s commission. Moreover, given the small number of Hispanic officers, particularly at the flag and general officer rank, access to mentors should have been seemingly impossible. Yet, I enjoyed and benefitted from a steady stream of mentors who established and maintained a military tradition that serves our nation well—ensuring that mentorship happens outside of one’s race, gender, and cultural background.I learned a great deal from each of my many mentors. In fact, I mentioned a few of them during my discussion on The CUInsight Experience Podcast last February. Yet, very few of my mentors were Hispanic, meaning I learned to appreciate different perspectives, multiple approaches to problem solving, and even how to apply lessons learned in addition to being exposed to a variety of cultural experiences.In terms of giving back, we were instructed to mentor subordinates outside of our race, gender and culture. This principle was reinforced in all professional military education starting at the company grade level and culminating at the war colleges—from which our nation’s senior officers are selected. Why? Because the military in general must share a common bond backed by a strong sense of duty, honor and service that is forged during basic training. Given the mission, individuality RANKS BELOW team cohesion, getting the job done, taking care of one another, and winning our nation’s wars.I am very proud of those whom I mentored throughout my career, many who are now outpacing my own success. I guarantee the vast majority of these individuals are different from my culture and background. Plus, if you have ever heard me describe the “grocery store” approach to mentorship, a framework for this kind of mentorship can be established. I see the same opportunity for mentorship throughout our credit union system.Just like our military, our member-owners, staff, and executives represent all walks of life from our great nation—this is very powerful. Just like our military, we have an essential mission to fulfill. And just like our military, we must focus on what unites us in order to overcome the many challenges we see in our streets, markets and politics.So, what can you do? It is simple—focus on being a mentor outside your own background, especially those that are underrepresented in our industry. Keep an open door, listen to all points of view, and be patient.Once again, I hope you found something you needed from my Leadership Store. “Take what you need and leave the rest on the shelf”—but always share what you have learned.
At the same time incentives are to be introduced for people to work beyond that age limit.Funding gaps facing the first pillar buffer fund AHV/AVS from 2020 are to be filled by an increase in value-added tax (VAT). The gaps are set to arise as a result of retirements in the baby boomer generation, with a major dip in the buffer fund’s finances due around 2024. The fund is due to run out of assets by the end of 2030 at the latest, according to calculations previously run by Switzerland’s federal social security office.The government also indicated that the ministry of the interior would be arranging talks between employer and employee representatives to discuss a reform of the second pillar.Stakeholders had agreed to negotiations “without any fixed expectations on any outcome”, it said. However, no details or a timetable were given for the reform of this part of the Swiss pension system. This new two-pronged strategy for changes to the Swiss pension system became necessary after the “Altersvorsorge 2020” reform package failed to be accepted in a referendum in September last year. This had addressed the first and second pillars together.If financing by a VAT increase is chosen as the best way to prop up the first pillar buffer fund then this proposal would have to be put to a binding referendum again because any VAT change has to be sanctioned by the voting Swiss population.The government stressed that despite the now two-pronged approach to a reform “the overall goals remain the same”.Those were to: “maintain the current pension pay-out level, ensure sufficient financing of the retirement provision over the medium-term, and better serve the need for flexibility”. The Swiss parliament is to be presented with a reform draft for the first pillar by the end of this year.This means the ministry of the interior will have to come up with a legal draft for consultation before the summer holidays.The Swiss government decided this at the end of last week.The government wants to increase the statutory retirement age for women to 65 to match that of men.
The €25bn Rabobank Pensioenfonds said the active management of its equity portfolio didn’t add value last year following an investment loss that was 2.25 percentage points short of its benchmark.In its annual report for 2018, the pension scheme for the Dutch bank said its 31.2% equity holdings had lost 7.5% during the year, relative to a 5.3% decline in its benchmark.The negative equity performance was a main contributor to the scheme’s overall loss of 2.5% last year, it said.The scheme’s annual figures showed that the negative result was predominantly due to a 2.2% loss on its currency hedge, which was not offset by gains of 0.5% and 0.3% from its equity and interest rate hedges, respectively. Rabobank’s head office in UtrechtContrary to the conclusions of academic research, the scheme indicated that returns from value and size factor strategies had also fallen short of the market index for more than five years.Responding to comments from its accountability body, the board said it would continue to evaluate its investment policy and adjust if necessary.Asset class returnsRabobank’s 46.5% allocation to fixed income – consisting of euro-denominated government bonds, Dutch residential mortgages and high-yield credit – generated 0.9%.Alternatives holdings delivered a negative result of 1% on balance, with commodities and risk parity-based credit losing 13% and 0.9%, respectively.In contrast, private equity and infrastructure gained 17.4% and 14.2%, respectively. The scheme’s property allocation gained 11.8%.The pension fund said it had recalibrated its private equity programme by reducing the number of managers and increasing the amounts invested per manager, in order to cut costs.It added that it had participated in new funds, including a fund aimed at repositioning and privatising parts of companies, and had further extended its holdings through co-investments and secondaries.Rabobank also committed an additional €140m to infrastructure, and said it expected to reach its target allocation of 2.5% in 2022. At the end of 2018, its portfolio totalled €357m. Since 2010, the Rabobank scheme has applied a factor investing strategy – including momentum, value, size, quality and low-volatility factors – for its equity holdings through specialised managers.
Rwanda’s Supreme Court approves Kagame’s third term bid Rwanda’s parliament appears to be at the heart of the ongoing efforts to create a legal avenue for President Paul Kagame’s anticipated bid for a third term.CCTV’s Maria Galang sought more details on the ongoing efforts from the Speaker of Rwanda’s National Assembly, Donatilla Mukabalisa. Rwandans vote to secure Paul Kagame a 3rd term Related Rwanda MPs to debate Kagame bid for third term
Palm Beach County officials announced that they will be closing all beaches for the Fourth of July weekend to help prevent the spread of COVID-19.Violators of Palm Beach County’s emergency order closing all beaches for the Fourth of July weekend could be subject to a $100 penalty.Under the emergency order issued Monday, all public, municipal and private beaches will be closed from 12:01 a.m. Friday until 11:59 p.m. Sunday.It also gives law enforcement the authority to issue civil citations for repeat offenders who violate the order. Those fines include a $25 citation for the first violation, $50 citation for the second violation and $100 for each additional violation.“Compliance and enforcement processes shall include the provision of a written or verbal warning and opportunity to correct before citations resulting in fines are issued,” according to the order.The order also states that businesses violating the order could receive stiffer penalties of up to $500, although it does allow restaurants and stores within beach parks to remain open.Reaction has been mixed among residents, some of whom support the decision, with others criticizing the move and suggesting that the beaches should remain open to those who live in the county.Palm Beach County Mayor Dave Kerner said Monday that the order is in place for the public health and safety of residents.
“Our team had a great season all around but we grew more consistent the more we played as a team,” May explained when asked about the remarkable seaosn.”Our pitchers did very well this year with Jordan McLeod being very consistent all year.”Benoit Thibault got the start for Nelson before giving the ball up to McLeod.The offence was led by Benoit Thibault and Chase May with Justin Lasichuk and Maida also providing offensive spark for Nelson.Nelson, which dispatched Castlegar in the semi final to reach the championship, finished the season with a 13-4-2 record, edging out Trail Athletics for the regular season title.Thursday’s win was also the first time this season Nelson was able to get the better of the Silver City squad.”We never beat the A’s during the regular season so this was a great win for our team,” said May.”Although we struggled in a few games our hitting was pretty consistent all year,” May added. Nelson combined the strong pitching of Benoit Thibault and Jordan McLeod with a timely offence to stop Trail Athletics 11-5 in the final of the West Kootenay Babe Ruth Baseball Championship Thursday at the newly-refurbished Queen Elizabeth Park.The victory snaps what some baseball historians believe is a 20-year drought for Nelson Baseball.”Someone mentioned about the 20-plus year slump Nelson against Trail, but I have to admit I don’t know the dates or anything but it still feels good to beat Trail because they always have strong teams,” said Nelson coach Roger May.With the Nelson leading 5-4, Justin Lasichuk drove in a run with a double to center field. Jayden Maida then reached back before coming around to axore and increase the lead to 7-4.Nelson then put the ball in the hands of pitcher Jordan McLeod who silenced the Trail bats the rest of the game.
A family who spent three days trying to register with Irish Water has now been handed a handsome bill by their phone company… for an astonishing 278 calls.Jon and Breid Champney Warrener, from Kerrykeel, discovered to their cost that they were charged handsomely for the 278 phone calls on an itemised bill that runs into three full pages of detail.And what is more outrageous is that Irish Water has charged the family for the privilege of talking to an automated answering machine!The Tirconail Tribune reports that during their three day battle they failed to make one single contact with a human being at Irish Water.The ironic contradiction is that the family was attempting, in vain to register for payment of their water charges and nobody answered their calls.However Irish Water says their contact centre was open to customer queries at all times.But the company failed to explain why, after three days and 278 attempts by the Champney Warreners, no contact could be made with Irish Water.Attempts so far by the family to get any explanation for the cockup has failed and they say that trying to contact this company is a nightmare.Last night the family said they’ve been treated in the most shocking offhand manner by Irish Water. “Irish Water’s handling of customer queries is a total disaster,” said the couple.The family had assumed that since they were not able to contact an operator, the calls would not have been registered or charged. Now they’ve discovered otherwise and Irish Water is refusing to foot the bill. The company flatly rejected reimbursing the family for costs saying they do not refund telephone expenses incurred by customers.As the February 2nd deadline for registration approached the couple tried in vain over three days to connect with some human being in Irish Water… but to no avail.The family tried to register for water charges after being told by their landlord that the meter bill was their responsibility as tenants of the house.Breid Champney Warrener wrote to Irish Water after getting a vastly increased phone bill.She explained they wanted to pay their water charges and in principle had no objections to about paying a reasonable amount for water.She also said that she was not prepared to pay twice for water given that on top of their quarterly bill they’d now found themselves with an even bigger demand from the phone company.In response to queries from the Tribune this week the water company said: “Irish Water received a high volume of calls from customers in and around the February 2nd 2015 registration deadline, and some customers may have experienced a waiting time. The Contact Centre was however open to customer queries at all times. Irish Water does not refund telephone expenses incurred by customers.While we cannot comment on individual cases for reasons of personal data protection, we would be happy to discuss this customer’s concerns with them to ensure that they have all the information that they require.”When we rejected this reply as inadequate, the company then said they would contact the family to deal directly with their complaints.Reacting to the response from the water company, the Champney Warrener’s said the response does not come anywhere near answering our concerns of this couple. We made 278 phone calls over the three days leading up to the original deadline and we have been treated in the most shocking offhand manner by Irish Water. And to say that Irish Water does not refund expenses for not being able to get in contact with you is outrageous. Jon Champney Warrener said “Irish Water appears to have conveniently missed the real point of the complaint in that we made many attempts before and since to comply with the regulations. We have been in touch with Irish Water seeking to have this problem resolved and to no avail. I believe the lack of competency in Irish Water’s handling of customer queries is a total disaster,” he added.Then after further queries from the Tribune a spokesman for the company said in a single sentence reply: “Irish Water will contact this customer directly to deal with this complaint.”FAMILY’S 278 CALLS TO IRISH WATER LEAVES THEM WITH ANOTHER HEFTY BILL! was last modified: May 27th, 2015 by StephenShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window) Tags:BilldonegalIrish WaterKERRYKEELphonecalls
Warriors’ guard Quinn Cook took the team and the league by surprise last season, going from G-League standout to a regular season contributor for the champs. Now, he’s trying to build on his first year with Golden State, read below HOW he plans to do so.(In case you missed them, here are the first two ‘Game Faces’ profile on Jonas Jerebko and Jacob Evans. Dope images, including the one above, provided by Jose Carlos Fajardo)(Anda Chu/Bay Area News Group)Quinn CookContract: 2-year, …
Cayetano: Senate, Drilon to be blamed for SEA Games mess Panelo: Duterte ‘angry’ with SEA Games hosting hassles MANILA, Philippines—Arellano University surpassed rival University of Perpetual Help for the title in the NCAA Season 94 cheerleading competition Thursday at Mall of Asia Arena.Performing to the tune of the 90s, the Chief Squad shrugged off a few mistakes and dazzled with high-risk stunts to earn 229.5 points en route to their three-peat.ADVERTISEMENT Bloomberg: US would benefit from more, not fewer, immigrants DILG, Napolcom should consider Senate report on admin raps vs Albayalde PLAY LIST 01:24DILG, Napolcom should consider Senate report on admin raps vs Albayalde02:55Albayalde steps down as PNP chief01:09Palace: Duterte to attend Asean Summit in Bangkok but with ‘spacing’02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games02:11Trump awards medals to Jon Voight, Alison Krauss Wintry storm delivers US travel woes before Thanksgiving “I think it was the degree of difficulty that helped us win. We had to the more difficult stunts,” he said.The Mapua Cheerleading Cardinals, the inaugural champions in 2005, came in at third after their clean routine earned them 211.5 points.Colegio de San Juan de Letran saw instant dividends after recruiting 10 students from former national cheerleading champion Central Colleges of the Philippines, finishing in fourth place after a ninth-place finish in 2018.ADVERTISEMENT Colombia protesters vow new strike after talks hit snag Trump tells impeachment jokes at annual turkey pardon event The Chief Squad now has four cheerleading titles but still lag behind Perpetual, which has nine.“Although we have some minor errors but I saw the heart of a champion team, that’s why we still perform well,” said AU coach Lucky San Juan in Filipino.FEATURED STORIESSPORTSPrivate companies step in to help SEA Games hostingSPORTSPalace wants Cayetano’s PHISGOC Foundation probed over corruption chargesSPORTSSingapore latest to raise issue on SEA Games food, logisticsThe Perps Squad came in as the first runners-up for the third straight time after costly errors got them a 229.5-point mark.San Juan added that their mastery of the more difficult stunts helped them to the title. View comments LATEST STORIES Sports Related Videospowered by AdSparcRead Next Google Philippines names new country director MOST READ Private companies step in to help SEA Games hosting Don’t miss out on the latest news and information. After Team Lakay’s rough start to 2019, Kevin Belingon determined to get clear win
Eden RichardsA grand final rematch is looking more and more likely in the 18’s Boys after a great day of competition at Touch Football Australia’s National Youth Competition on the Sunshine Coast.QSST and the Central Queensland Bulls battled it out for the title in 2016 and history is inching closer to repeating.The two Queensland teams are the only sides that have won all their matches after Day Two, with the Bulls sitting atop Pool B and QSST Pool A.Pool C is a battle in two between the South Queensland Sharks and NSWCHS and it would take a brave punter to separate the pair heading into Day Three.Below is a summary of the day’s results headlined by some outstanding team performances. Pool BThe Bulls are on a mission to avenge their 2016 grand final loss and their opposition teams in Pool B are feeling the wrath of a side hungry for success.The Bulls gave NSWTA their first loss of the competition on Day Two, recording a 10-3 win to sit clear at the top with three wins from three attempts.NSWTA are joined by the South West Queensland Swans on two wins and one loss, with the Swans suffering their only defeat of the tournament to NSWTA on Day Three.NSWTA’s for and against means they currently sit third, but a win over the Northern Territory on Day Three could change that, as their nearest rivals the Swans face the almost impossible task of beating the Bulls. Pool AQSST had just the one game on Day Two but and they made the most of it, running out 12-5 winners over NSWCCC.A tough match-up against the North Queensland Tropical Cyclones awaits QSST on Day Three, with the Tropical Cyclones needing victory to jump the second-placed Sunshine Coast Pineapples.The Pineapples have completed their four matches and will be hoping to scrape into the finals after a hard-fought 8-8 draw with the Cyclones late on Day Two.NSWCCC and the winless Western Tigers will meet on Day Three, with the Tigers desperate to record a victory after a tough campaign. Pool CThe most open pool of the competition sees the Sharks and NSWCHS battling it out for top position after the two teams played out a thrilling 8-8 draw in the last match-up of Day Two.Neither side has lost a match and they have both sewn up a top-two finish heading into an absorbing Day Three.If Sharks touchdown machine Declan Keen keeps his form up then they will be hard to stop, with the South Queenslander leading the competition with 10 to his name after doubling his tally on Day Two.In other results, Touch New Zealand had a great second day, winning both their games to climb up the ladder and prove they can match it with the best Australia has to offer.Day Three is set to begin at 10:30am as teams put together one final push for finals Touch Football.